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19 Feb 2008 
Mechanically, automatic withdrawals work the same way as any other withdrawals. For example, paying your mortgage payment via an automatic withdrawal works identically to paying your mortgage payment using a check. Similarly, automatic deposits work the same way as regular manual deposits. For example, an automatic deposit of your payroll check works the same way as a manual deposit of your payroll check. One feature of an automatic withdrawal or automatic payment, however, bears mentioning. Automatic withdrawals and automatic deposits are often regular and recurring. For example, an automatic withdrawal from your small business's corporation checking account to pay the limited liability company that is your landlord that occurs every month. An automatic payroll that occurs every Friday. When you do have automatic withdrawal or deposit transactions that recur regularly, you may want to add the transactions to Money’s list of recurring transactions. To set up a recurring transaction, take the following steps: 1. Display the account register. To display the register for the account with the transaction you want to add to the list of recurring transactions, click the account name listed in the Favorite Accounts area of the Money home page. If you don’t see the account listed, click the Accounts & Bills link and then select Account List to display a list of all your Money accounts. Then click the account you want. 2. Select the withdrawal or deposit transaction. To select the withdrawal or deposit transaction, simply click it. If another transaction in the register is selected, use the Up and Down arrows keys to select the withdrawal or deposit. 3. Add the transaction to the recurring transactions list. Right-click the check you want to void so that Money displays a shortcut menu. Choose Add To Bills And Deposits. When you do this, Money starts a small wizard that displays a few dialog boxes that ask how often the bill or deposit occurs, how you will make the payment if you are entering a bill, and whether the bill or deposit is usually a set amount. The wizard's last dialog box summarizes the information the wizard has collected about the recurring transaction. If the information is correct, click the Finish button to have Money add the transaction to its list. To record a recurring withdrawal, click the Common Withdrawals button on the Withdrawal tab. When Money displays the Common Withdrawals menu, choose Upcoming Bills. When Money displays another menu of recurring transactions, select the one you want to record. To record a recurring deposit, click the Common Deposits button on the Deposit tab. When Money displays the Common Deposits menu, choose Recurring Deposits. By selecting one of the transactions listed, you effectively tell Money to fill out the rest of the Withdrawal tab fields or the Deposit tab fields with the information from the recurring transaction. This ability to reuse withdrawal or deposit transaction information makes it very easy to record recurring regular transactions, such as automatic withdrawals and deposits.

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18 Feb 2008 
As a Catholic you will often hear that the Church is a sacramental church. And as a cradle Catholic I had each sacraments bestowed on me as I grew. Now being taught by nuns, I am not sure if it got truncated view or what but I have had to do alot of learning about each sacrament. One thing I did learn is this, all seven sacraments call be traced to Jesus himself. I found that to be an awesome piece of information. Each of these sacraments have special rites and rituals associated with them and we will be giving a brief overview of each of the sacraments. A Christian and in turn a Catholic Baptism must be Trinitarian in form. So what does that mean. What it means is the first sacrament, Baptism must be done In the name of the Father, In the name of the Son and in the name of the Holy Spirit. Baptism is the sacrament of water and starts with God and the first person of the Trinity. er. Jesus himself was baptized by John the Baptist and was submerged into the Jordan River. Jesus had a Trinitarian Baptism. The symbolism of the water is used to wash away original sin, sin that was committed by Adam and Eve in the Garden of Eden. This sacrament is the basic tenant of all Christian religious with the exclusion of a few. The baptisms that are not recognized are not Trinitarian in form. Among unrecognized baptism are Mormon, Unitarian, and Jehovah's Witness. The second Sacrament is Reconciliation. You may also hear it referred to as penance. It is probably the most over looked sacrament. And maybe the most ridiculed. I often here from converts that it was one of he hardest concepts for them to 'get'. In recent years this sacraments has made a huge come back thanks the urging of Pope John Paul II. The Pope relegated in recent years from when Vatican II it advocated the use of the sacrament for mortal sin. The Church does ask you go once a year. The Third Sacrament is Eucharist or Communion. This sacrament was handed to us by Jesus during the last supper. There is much that is and can be written on this particular sacrament but the root is the real present of Christ in the Eucharist. It is the one doctoral teaching of the Catholic Church that sets it apart all other churches. Jesus is present at each and every mass. Its a profound thought The Fourth Sacrament is that of the Holy Spirit, or Confirmation. Baptism by fire. This gives each Candidate the opportunity to reconfirm his Baptismal vows and speak for himself. Where many view this as a finalization, the reality is it is actually the start of the persons life in the church. The Fifth Sacrament is Matrimony or Marriage and of course this one is pretty self explanatory. The Sixth Sacrament is Holy Orders. This is the sacrament that people entering religious life participate in. The Seventh and final Sacrament is Anointing of the Sick. This sacrament has evolved some again with the help of Pope John Paul II. He opened this sacrament up and redefined it a bit so that sick could participate in this and not one that was dying, which is what the previous understanding of it was. If you are having surgery, or are ill, suffering with cancer and alike you are very welcome to be anointed

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17 Feb 2008 
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15 Feb 2008 
How to save your marriage is not exactly the same for one person as it is the next. It's true that in most cases a marriage can be improved with a few simple steps, but the amount of improvement varies from marriage to marriage-check out these tips to help get your back on track...

How To Save Your Marriage 1
You need to get the communication back. Communication is usually one of the first things that dries up in a problematic marriage, and that in itself leads to a lot of other problems. To help you both communicate more effectively set aside a certain amount of time each day to share with each other. During that time, talk over your days and ask questions of each other. Find out what it is that made you want to communicate with each other to begin with. After a few days of doing this you should find your communication skills are beginning to come back for each other.

How To Save Your Marriage 2
Spend some quality time together. It's a little bit of a cliché, but a nice trip or a few days spent outside your usual relationship area can do wonders for you both. Even better, if you can make trips or activities like this a habit, as it will help you learn how to interact with each other in a fun and loving fashion again. These days it's all too easy to let our communications boil down to the bear minimum, so try not to let this happen.

How To Save Your Marriage 3
Brush up on your listening skills. Sometimes when you get to know someone so well, it's almost as if you feel you no longer need to engage them or listen to them in conversation. If you can become a better listener you can prove to your partner that you are engaged in their life and that you respect their opinions. Is there anyone that doesn't want that? Simply by starting and actively participating in conversations with them you will be strengthening your bond, and you'll notice your partner is more interested in you too.

How To Save Your Marriage 4
Don't let the finance ruin the romance. Life can be very tough when money is an issue in a marriage. Financial problems are often ongoing and unlikely to be solved in short order, so it's a great idea to develop a set of rules for you both. If you both abide to a pre-conceived idea about how you will take care of the finances, the problems and arguments should be minimized.

How To Save Your Marriage 5
Make it fun. A marriage should be in place due to the amount of fun you have had with each other at some point. If you've removed the fun and replaced it with the mundanity of everyday life, how can you possibly expect the marriage to survive? It's an excellent idea to have some activities or hobbies to get involved with together-these can very easily become “your” way to spend time and have fun with each other.

As you've seen, the answer to the question “how to save a marriage?” varies widely from relationship to relationship, but hopefully you will find something of use in this article. Check out the links below for
some great marriage advice.
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14 Feb 2008 
When you have decided on which kind of fruit tree you would like, and where you would like it, you can finally start to plant it. If you buy your tree from a nursery, be especially careful when you are taking it from the nursery to your house. I once had a friend who put the tree in the back of his truck, but clipped a sign on the way home. The entire tree snapped in half, and my friend was left a very sad man.

When you have gotten your tree safely back to your yard, look at the bottom of it and see how big the clump of roots is. It may seem like a lot of work now, but you want to dig a hole that is twice as wide as the clump, and just a little less deep. Making the hole slightly bigger than the clump of roots allows there to be room for the soil that you dug out to be put back in.

Otherwise you would be stuck with a giant heap of unwanted dirt, and nowhere to put it. After you have dug the hole, line the hole with some compost or fertilizer so that the tree will grow better. After you have done this you should set your fruit tree into the hole, and spread the roots out evenly so that the tree will be strong and stable.

When all of this business is done, take the soil that you dug up and fill in the hole completely. Unless you want big piles of dirt everywhere, you should be sure you use all of the dirt even is it is a couple inches higher than the rest of your yard. This is because it will compress when watered. Before you firm up the soil, make sure that the tree is completely vertical and will not fall over. After you have checked that the tree is perfectly vertical you can gently firm up the soil.

If the tree's trunk is not yet completely sturdy and can be bent, you need to tie the tree to a stake with a bit of rope. Be sure not to tie the rope tightly to the tree, as you need to allow room for the trunk to grow. Once the tree is sturdy enough to withstand all types of weather, you can take the stakes off of it. When all of this is done you should mulch around the base of the tree. If you live in an area where wildlife can access your yard, then you should put a fence around your tree, because some animals will eat the bark off of young trees.

Once you have successfully planted your fruit tree it will start to bear fruit after it is three to five years old. Once your tree starts to carry a lot of fruit you should periodically pick some of the fruit so that the branches aren't weighed down too much. If the fruit gets too thick, the branches can break off. On some years your tree might not bear as much fruit as others, but this should not worry you. Healthy trees often take
years on “vacation” where they produce little or no fruit.

After you've planted your tree you might start to have some problems with pests. To help keep these pests away, always rake away old leaves, brush, or any other decaying matter that could be holding bugs that could be harmful to your tree.

To make sure that your tree always stays healthy in the long run, you should prune it during winter or spring. Water your tree every two weeks during dry times, and be sure not to hit your tree with a lawn mower or a weed eater because it could severely damage the growth process. Also just make sure that your tree gets plenty of water and plenty of sun, and your growing experience should be just great.

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